General disclaimer for subscribers

Important notice

This website provides general planning information only.

Individual results may vary and professional advice should be sought for personal circumstances.

All content on this site is intended for informational purposes and does not constitute legal, tax, or investment advice. We recommend consulting a qualified professional regarding your specific needs before making decisions.

General information notice

The information provided through this website is general in nature and may not address your individual circumstances. We strive for accuracy, but cannot guarantee the completeness or suitability of any content for your situation. Decisions made based on site content are at your own discretion.

Limitation of liability

Your use of this website and our services is at your own risk and subject to the following limitations:

We are not liable for any losses resulting from reliance on website content or planning consultations.
No guarantee is made regarding specific outcomes or improvements as a result of our services.
We do not accept liability for third-party actions or external resources linked from this site.
All decisions remain your responsibility and should be made in consultation with appropriate experts.

Accuracy of information

We make every effort to keep the information on this website up to date and accurate. However, changes in market conditions or regulations may affect content, and we cannot ensure it is always current or complete. Please verify details with a professional before relying on site information.

Content is provided without warranties or guarantees of accuracy.

Consult a qualified professional

Nothing on this site replaces individual advice from a licensed planner, tax agent, or legal professional. Please seek professional guidance for your personal situation.

External links

External sites linked from this website are not under our control. We are not responsible for their content, practices, or accuracy. Accessing external links is at your own discretion.

Disclaimer: Results may vary

Outcomes depend on your unique situation and may differ from examples shown. We do not guarantee specific results from our services.

Individual results will vary

Your experience and outcomes may differ based on your goals and circumstances. Consult a professional for advice tailored to you.

Financial terms and details

Our subscription has a fixed monthly fee and includes the following terms:

Monthly fee: $250 AUD, billed each month in advance for ongoing access.
No additional charges for consultations or planning reviews under the subscription.
You may cancel at any time without penalty; refunds are not available for partial months.

Jurisdiction and law

This website and service operate under the laws of Australia.

Use of this site is governed by Australian law, and any disputes will be resolved under Australian jurisdiction. Users outside Australia should consider local laws before subscribing.

All terms and conditions are subject to applicable Australian laws.

Users are responsible for compliance with their own local rules and regulations.

Indemnification

By using this site, you agree to hold us harmless from any claims or losses arising from your use of our services or content.

Severability

If any part of this disclaimer is found invalid, the remaining terms will continue in effect.

Modifications

We reserve the right to update this disclaimer at any time. Changes are effective upon posting.

Contact for questions

For any questions about this disclaimer or our services, please contact us directly.

Email address: content@vitovelyros.com

Phone number: +61 3 9285 6725

Office address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: September 14, 2025

Last updated: September 14, 2025